Mackie Heating Ltd are an appointed representative of Hiber energy limited which is authorised and regulated by the Financial Conduct Authority for credit broking (reference number: 810654). Credit is subject to status and affordability, and is provided by Hitachi Capital (UK) PLC. Terms & Conditions Apply. Representative Example. The cash price of the goods is £2,000. The total amount of credits £2,000. The rate of interest is a fixed rate of 0% (per annum). The representative APR is 9.9%. Borrowers will pay the deposit and 12 equal payments of £166.67 over 12 months. The representative cost of your boiler installation is £2,000. The representative term of a finance agreement is 12 months. The total amount of finance payable is £2,088.60.